Effective 11/1/2017


This Privacy Policy describes the types of information that we collect, how we use it and how we protect it. The privacy of your information is very important to us. We fully understand that keeping your information secure and confidential is critical to keeping your trust. We are committed to maintaining the highest level of confidentiality with all of the information we receive through our websites and mobile apps(collectively referred to herein as our “website”)By using and continuing to use our website and/or services, or otherwise providing us with personal information you agree to be bound by the terms and conditions of this Privacy Policy, as it may be amended from time to time.

When You Visit Our Website or App

When you visit our website or app we may place a cookie on your devise so that we can recognize you when you visit our site again. Cookies are small pieces of data that are stored on your mobile phone, computer or other device. Along with using cookies we may use third – party tracking technology like Google Analytics, to record information regarding you and your activity on our site. We use technologies like this to keep track of your preferences and to improve your experience with our site. You are not required to accept any cookies to use this site. However, when you refuse to accept cookies it will impair your ability to use some areas of our site. You can prevent Google Analytics from recognizing you when you return visits to this site by disabling cookies on your browser. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

To improve the content we offer our website visitors, as well as for systems administration purposes, we collect aggregate information site-wide. This gives us an idea of which parts of our website you are visiting. We do not link IP addresses to anything personally identifiable, which means a visitor’s session will be tracked, but the user will remain anonymous.We take no actions to comply with ‘do not track’ signals.

Information we obtain From Visitors

We collect some information from you in order to provide you with the greatest experience possible. We use your IP address to identify you, to gather demographic information that helps us understand how you and other customers use our website.

Information we obtain From Clients

When you create an account with ( EARTHFUND.COM / WILLIAM PENN HOLDINGS INC), we will collect personal information, including your name, email address and physical address. In order to provide a potential NOTE INVESTMENT, will ask for certain information including, but not limited to, your birth date, risk tolerance, amount of investable assets and other information as may be required by law. The information you provide us to become a client may be shared with our financial partners for the purpose of allowing them to provide their services to you.

How We Use Your Personal Information

We use personally identifiable and other collected information in a manner that complies with this Privacy Policy. We use your personal information to improve your customer experience, monitor and protect the security and integrity of Earth Funds Site, and better market and advertise William Penn Holdings INC services.

Information Sharing

We will not share, sell or rent your personal information to third parties, and we will not otherwise disclose your personal information to third parties, without your permission, except as disclosed in this Privacy Policy.

In certain instances we may choose to disclose your personal information when we believe it is necessary to identify, contact or bring legal action against persons or entities who may be causing injury to you, to / William Penn Holdings INC or its affiliates. We may also disclose your personal information when we believe the law or legal process requires such disclosure.

We also may choose to share your personal information with entities controlling, controlled by, or under common control with William Penn Holdings INC. In the event that William Penn Holdings INC is part of any merger, acquisition, change of control, or in the event of a transfer of the website and related assets, we may disclose or transfer your personal information and nonpersonal information in connection with such transaction to the acquirer of William Penn Holdings INC or such assets.

Opt-out Notice

If you would prefer that William Penn Holdings INC/ not disclose nonpublic personal information about you to unaffiliated third parties, you may opt-out of those disclosures anytime by contacting us at account@earthFunds.comand directing us not to make any disclosures (besides those required to service your account.)
This opt out, by law, does not apply to disclosures that are legally permitted, disclosures to other companies that have joint marketing agreements with William Penn Holdings INC, disclosures we make to companies that perform services on our behalf or companies that process or service transactions that yourequest and/or authorize. Once we receive your opt out request, we will have a reasonable amount of time to stop the disclosures. You may contact us to rescind your opt out election at a later date.


We use encryption technology to help secure transmissions through our website.Unless the specific access location says otherwise, messages sent to or from this website may be accessed by unauthorized users. We do not guarantee / warrant that any part of this website or app including all files for download, are free of viruses or other harmful code. It is your responsibility to take appropriate precautions, such as the use of anti-virus software, to protect your computer hardware and software while using the Internet.

Children’s Privacy

Our service is not directed to individuals under the age of 18 and, we does not knowingly collect personal information from anyone under the age of 18. If you are under 18 do not provide William Penn Holdings INC / with personal information. If at anytime a parent or guardian becomes aware that his or her child under the age of 18 has provided us with personal information, please contact us at

Policy Updates

Please review this Privacy Policy frequently as it may change at any time at William Penn Holdings INC/ sole discretion. If the changes are significant, you will be notified on the site and/or via email. Please check the effective date below to determine if there have been any changes since you have last reviewed our Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such changes.

Notice to International Visitors

This service is hosted in the United States. If you are an international visitor, by visiting our website / app and/or providing us with information, you acknowledge and agree that your personal information may be processed for the purposes identified in the Privacy Policy. In addition, your personal information may be processed in the country in which it was collected and in other countries, including the United States, where laws regarding processing of personal information may be less stringent than the laws in your country. By providing your information, you consent to such transfer.

Notice to California Residents

California law grants its residents the right to request from us certain information with respect to the types of personal information we share with third parties for those third parties’ direct marketing purposes and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year. To exercise your rights, you may make one request each year by emailing Make sure your request specifies your full name and the email address you used when submitting personal information to us.